Rural Senior Gets CGM: Overcoming Access Challenges
In a small town, access to certain medical supplies can be different, especially for seniors. This article shares a personal experience with a small town senior CGM access and is for informational purposes only. Always consult your healthcare provider about your specific medical needs.
When 72-year-old Martha Johnson needed a continuous glucose monitor (CGM) in rural Montana, she wasn’t sure where to start. This rural senior CGM access story shows how one determined grandmother got the diabetes care she needed, despite living 60 miles from the nearest endocrinologist.
From Paper Logs to Modern Monitoring
“I was tired of pricking my fingers six times a day,” Martha explains from her kitchen table, surrounded by years of handwritten blood sugar logs. “My granddaughter kept telling me about these new CGM devices, but I worried they wouldn’t be available in our small town of just 2,000 people.”
Living in a rural area doesn’t mean you can’t access modern diabetes care. Medicare covers CGM devices nationwide, regardless of your location. Martha’s story proves that with the right approach, even seniors in the most remote areas can benefit from this life-changing technology.
The Challenge of Rural Healthcare
Martha’s situation is more common than you might think. According to recent data, nearly 20% of Americans live in rural areas, yet only 10% of physicians practice there. For seniors managing diabetes, this healthcare gap can feel insurmountable.
“The nearest diabetes specialist was in Great Falls,” Martha recalls. “That’s over an hour drive each way, and in winter, the roads can be treacherous. I needed a solution that didn’t require monthly trips to the city.”
How One Rural Senior Navigated CGM Access
Martha’s journey to CGM access involved three key steps that any rural senior can follow:
1. Consulting Her Local Primary Care Physician
“My doctor hadn’t prescribed many CGMs before,” Martha shares. “But he was willing to learn and work with me to get the coverage I needed.”
Don’t have a local endocrinologist? Your primary care physician can prescribe CGMs if you meet Medicare’s coverage criteria. Martha’s doctor spent time researching the requirements and even called Medicare directly to clarify the process.
2. Connecting with Medicare Resources by Phone
“I’m not much for computers, so I called Medicare directly,” Martha says. “The representative was patient and walked me through everything.”
Key phone numbers Martha used:
- Medicare general information: 1-800-MEDICARE (1-800-633-4227)
- Medicare Rights Center helpline: 1-800-333-4114
- Local State Health Insurance Assistance Program (SHIP)
3. Working with a Mail-Order Medical Supply Company
“This was the game-changer,” Martha emphasizes. “I found a DME company that specialized in serving rural areas. They handled all the paperwork and shipped supplies right to my door.”
Medicare Coverage in Rural Areas
As of 2025, Medicare covers CGM devices for beneficiaries who meet these criteria:
- Have diabetes (Type 1 or Type 2)
- Are being treated with insulin OR have a documented history of problematic hypoglycemia (multiple Level 2 hypoglycemic events – blood glucose <54 mg/dL)
- Regularly see their healthcare provider for diabetes management (within 6 months prior to ordering CGM)
“The best part? The new rules don’t require frequent daily testing or multiple daily insulin injections,” Martha notes. “Having documented low blood sugar episodes was enough for me to qualify.”
Important clarification: You no longer need to test blood sugar 4+ times daily or inject insulin 3+ times daily. Medicare expanded coverage to include anyone with problematic hypoglycemia, regardless of their insulin regimen.
“The best part? The new rules don’t require insulin use if you have documented low blood sugar episodes,” Martha notes. “That opened the door for many of us.”
Overcoming Common Rural Barriers
Limited Internet Access
Martha’s town has spotty internet service, making online applications challenging. Her solution?
“I did everything by phone and mail,” she explains. “The DME company even sent pre-paid envelopes for returning forms.”
Transportation Challenges
Without reliable transportation to the city, Martha worried about training and support. The solution came in an unexpected form:
“The CGM company sent detailed printed instructions with pictures,” she says. Their website had videos as well. “My granddaughter also helped during her monthly visits, and we called the support line together.”
Finding Local Support – Small town Senior CGM Success
Martha discovered resources she didn’t know existed:
- Her local pharmacy offered diabetes education
- The county health department provided free A1C testing
- A visiting nurse service helped with initial CGM setup
The Technology Learning Curve
“I’ll be honest – I was intimidated at first,” Martha admits. “But the FreeStyle Libre 3 was simpler than I expected.”
Her tips for fellow rural seniors:
- Start with the reader device if smartphones seem overwhelming
- Ask family members to help during visits
- Use the manufacturer’s phone support line liberally
- Take it one step at a time
Results That Changed Everything
Three months after starting CGM use, Martha’s diabetes management transformed:
“My A1C dropped from 8.2 to 7.1,” she beams. “But more importantly, I feel safer. Living alone out here, knowing I’ll get alerts if my blood sugar drops gives me peace of mind.”
Her doctor was equally impressed. “He told me my blood sugar patterns were clearer than ever. We even reduced one of my medications!”
Building a Support Network from Afar
Martha created her own diabetes support system despite the distance:
- Weekly phone calls with a diabetes educator in the city
- Monthly supply deliveries from her DME company
- Quarterly video visits with an endocrinologist
- Daily data sharing with her daughter through the CGM app
“Technology actually brought my care team closer,” she reflects. “I have more support now than when I was driving to appointments.”
Advice for Other Rural Seniors
Based on her experience, Martha offers this guidance:
Start with Your Local Doctor
“Don’t assume they can’t help. My doctor learned right alongside me, and now he’s helped three other patients get CGMs.”
Use Phone Resources
“Not everything needs to be online. Medicare, DME companies, and device manufacturers all have helpful phone support.”
Consider Mail-Order Supplies
“Find a company experienced with rural delivery. Ask about their shipping schedule and emergency supply policies.”
Involve Your Family
“Even if they live far away, family can help with technology setup during visits or over the phone.”
Be Patient with Yourself
“Learning new technology at 72 isn’t always easy, but it’s worth it. Take breaks when you need them.”
Resources for Rural CGM Access
Martha compiled these resources during her journey:
National Resources
- Medicare.gov: Official coverage information
- RuralHealthInfo.org: Rural-specific healthcare resources
- American Diabetes Association: 1-800-DIABETES
Technology Support
- FreeStyle Libre: 1-855-632-8658
- Dexcom: 1-888-738-3646
- Device-specific YouTube channels: (Have family help you access these)
Financial Assistance
- Medicare Extra Help program
- State pharmaceutical assistance programs
- Manufacturer patient assistance programs
Small Town Senior CGM Success
Today, Martha manages her diabetes with confidence. Her CGM alerts her to blood sugar changes before they become problems, and she shares her data with her healthcare team without leaving home.
“Last week, my granddaughter visited and saw my CGM,” Martha smiles. “She said, ‘Grandma, you’re more high-tech than I am!’ That made me pretty proud.”
Her success story proves that geographic location doesn’t have to limit access to modern diabetes care. With determination, the right resources, and a willingness to try new things, rural seniors can successfully manage diabetes with the same technology available in big cities.
Moving Forward
Martha’s parting advice resonates with hope: “If this stubborn Montana grandmother can figure it out, so can you. Don’t let living in a small town stop you from getting the care you deserve.”
Her journey from handwritten logs to continuous monitoring shows that with Medicare coverage, supportive healthcare providers, and modern delivery options, every senior can access the diabetes technology they need – no matter where they call home.
Need Help with Medicare CGM Coverage?
Our specialists understand the unique challenges rural seniors face. We can help you navigate Medicare requirements and get the supplies you need, delivered right to your door.
Call Now: 727-831-3729
Senior CGM Support – Bringing Modern Diabetes Care to Every Doorstep