Insulin Pump vs CGM: What Medicare Covers

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This article provides general information about Medicare coverage for insulin pumps and CGMs. Always consult your healthcare provider and verify coverage with Medicare directly.

If you’re weighing the choice between an insulin pump vs CGM with Medicare coverage in 2025, you’re not alone. Many seniors find themselves confused about which device Medicare will cover and how to qualify. Let’s break down exactly what Medicare covers for both insulin pumps and continuous glucose monitors (CGMs), so you can make an informed decision about your diabetes management.

Understanding Insulin Pumps vs CGMs: The Basics

Before we dive into Medicare coverage, let’s clearly define what each device does:

  • Insulin Pump: A small device that delivers insulin throughout the day, replacing multiple daily injections
  • CGM (Continuous Glucose Monitor): A sensor that continuously tracks your blood sugar levels, sending readings to your smartphone or receiver

Medicare Coverage for Insulin Pumps vs CGM in 2025

Medicare covers both insulin pumps and CGMs under Part B as durable medical equipment (DME), but the qualification requirements differ:

CGM Medicare Coverage Requirements

  • Diagnosed with Type 1 or Type 2 diabetes
  • Using insulin OR have documented problematic hypoglycemia
  • Completed CGM training (your prescription serves as proof)
  • Had a face-to-face or telehealth visit in the last 6 months
  • Commit to follow-up visits every 6 months
💡 Pro Tip: As of 2025, you no longer need to test blood sugar 3 times daily to qualify for CGM coverage!

Insulin Pump Medicare Coverage Requirements

  • Documented Type 1 diabetes diagnosis
  • Currently on multiple daily insulin injections
  • Frequent blood sugar testing (at least 4 times daily)
  • Regular visits with your healthcare provider
  • Completion of comprehensive diabetes education program

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Need Help with Medicare CGM Coverage?

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Call Now: 888-649-5705

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