Emergency Preparedness for Diabetic Seniors

Medically Reviewed by: Our content is reviewed by certified diabetes educators and follows official manufacturer guidelines from Dexcom and Abbott.
Last Updated: January 2026

Emergency Preparedness for Diabetic Seniors

This article provides general guidance for emergency preparedness, including tips specifically aimed at diabetic seniors. Always consult your healthcare provider about your specific needs and follow their medical advice.

About the Author: This article was written by Susie Adriance, founder of Senior CGM Support. With years of experience helping seniors navigate Medicare CGM coverage and diabetes management, Susie combines practical caregiving knowledge with evidence-based health information to support older adults in managing their diabetes effectively.

When you’re a senior living with diabetes, being prepared for emergencies isn’t just smart – it’s essential for your safety and well-being. Whether it’s a power outage, natural disaster, or unexpected hospitalization, having a solid emergency plan can make all the difference in maintaining your health during challenging times.

This comprehensive guide will walk you through everything you need to know about emergency preparedness as a diabetic senior, from creating the perfect emergency kit to understanding what Medicare covers for backup supplies.

Why Emergency Preparedness Matters for Diabetic Seniors

Living with diabetes means your body requires consistent care and specific supplies to maintain healthy blood sugar levels. During emergencies, access to these essentials can become difficult or impossible. Power outages can affect insulin storage, evacuations can separate you from your supplies, and stress can cause unpredictable blood sugar fluctuations.

For seniors, these challenges are often compounded by other health conditions, mobility limitations, or medications that interact with diabetes management. That’s why having a well-thought-out emergency plan isn’t just helpful – it’s potentially life-saving.

Creating Your Diabetes Emergency Kit

Your diabetes emergency kit should be a dedicated collection of supplies stored in an easily accessible location. Think of it as your diabetes management lifeline during unexpected situations.

💡 Pro Tip: Store your diabetes emergency kit in a waterproof container and label it clearly with your name, emergency contacts, and medical conditions. Keep one kit at home and consider creating a smaller travel version for your car.

Essential Medical Supplies

Start with the basics – everything you need to manage your diabetes for at least two weeks without access to a pharmacy:

Medications and Insulin:

  • 2-week supply of all diabetes medications
  • Extra insulin (both rapid-acting and long-acting if prescribed)
  • Insulin pens or syringes
  • Prescription list with dosages and doctor’s contact information

Blood Sugar Monitoring:

  • Extra glucose meter with fresh batteries
  • At least 100 test strips
  • Lancets and lancing device
  • Alcohol wipes for testing
  • Blood sugar log book or cards

CGM Supplies (if applicable):

  • 2-3 extra sensors
  • Backup transmitter if possible
  • Receiver or smartphone charger
  • Adhesive patches or tape

Hypoglycemia Treatment:

  • Glucose tablets (at least 3 tubes)
  • Glucose gel tubes
  • Hard candies (individually wrapped)
  • Small juice boxes or glucose drinks
  • Glucagon emergency kit with instructions

Non-Medical Emergency Essentials

Your kit should also include general emergency supplies tailored to your needs:

  • 7-day supply of non-perishable, diabetes-friendly foods
  • Bottled water (1 gallon per person per day)
  • Manual can opener
  • Flashlight with extra batteries
  • Battery-powered or hand-crank radio
  • First aid kit
  • Whistle for signaling help
  • Extra prescription glasses
  • Comfortable walking shoes
  • Weather-appropriate clothing

Medicare Coverage for Emergency Supplies

Good news: Medicare recognizes the importance of emergency preparedness for diabetic beneficiaries. Here’s what you need to know about coverage:

What Medicare Part B Covers

Medicare Part B typically covers diabetes testing supplies, including:

  • Blood glucose monitors
  • Test strips (usually 100 per month)
  • Lancets and lancing devices
  • Glucose control solutions

For Emergency Preparedness: With proper documentation from your healthcare provider stating medical necessity, Medicare may approve additional supplies for emergency stockpiling. This could include extra test strips, backup glucose meters, or additional lancets.

Getting Approval for Extra Supplies

To qualify for emergency supply coverage:

  1. Talk to Your Doctor: Explain your emergency preparedness needs. Your doctor can write a prescription specifying the medical necessity for backup supplies.

  2. Contact Your DME Supplier: Work with a Medicare-approved Durable Medical Equipment supplier (like Senior CGM Support) who understands the approval process.

  3. Document Everything: Keep records of your doctor’s orders, supplier communications, and any Medicare correspondence.

  4. Appeal if Necessary: If initially denied, don’t give up. Many seniors successfully appeal with additional documentation.

Medicare Advantage Considerations

If you have a Medicare Advantage plan, check your specific benefits. Many plans offer additional coverage for emergency supplies beyond Original Medicare. Contact your plan directly to understand your emergency preparedness benefits.

Important Documents to Protect

During emergencies, having quick access to vital information can expedite medical care and insurance claims. Create a waterproof document folder containing:

Medical Information:

  • Complete medication list with dosages
  • Allergy information
  • Recent lab results (especially A1C)
  • Doctor and specialist contact information
  • Hospital preference and medical power of attorney

Insurance Documents:

  • Medicare cards (Original and Part D)
  • Supplemental insurance cards
  • Prescription drug plan information
  • DME supplier contact information

Personal Identification:

  • Driver’s license or ID card
  • Emergency contact list
  • Copy of living will or advance directives

💡 Tech Tip: Take photos of all documents and store them securely on your smartphone or in cloud storage for backup access.

Creating Your Emergency Action Plan

An emergency kit is only part of the equation. You also need a clear action plan:

Communication Strategy

  1. Primary Contact: Designate someone who can check on you during emergencies
  2. Medical Alert: Consider a medical alert system with fall detection
  3. Neighbor Network: Exchange contact information with trusted neighbors
  4. Family Plan: Ensure family members know your medical needs and kit location

Evacuation Planning

If you must evacuate:

  • Know where your nearest emergency shelter is located
  • Identify shelters that can accommodate medical needs
  • Plan your transportation method
  • Pack medications in carry-on luggage, never checked bags
  • Bring your entire emergency kit if possible

Power Outage Protocols

Since insulin requires proper storage temperature:

  • Know how long your insulin stays effective without refrigeration
  • Have cooling packs or insulated bags ready
  • Identify backup power sources (generators, battery backups)
  • Locate nearby locations with power (libraries, community centers)

Special Considerations for CGM Users

If you use a Continuous Glucose Monitor like FreeStyle Libre:

Backup Planning:

  • Keep traditional testing supplies even if you primarily use CGM
  • Download data regularly in case of device failure
  • Know how to insert sensors without assistance if needed
  • Have printed instructions for troubleshooting

Technology Preparations:

  • Extra charging cables and portable batteries
  • Backup smartphone if your primary device fails
  • Written log sheets in case digital tracking fails
  • Contact information for CGM manufacturer support

Maintaining Your Emergency Preparedness

Emergency preparedness isn’t a one-time task – it requires regular maintenance:

Monthly Checks

  • Verify all medications are within expiration dates
  • Test glucose meter and replace batteries if needed
  • Ensure phone numbers are current
  • Check food and water supplies

Seasonal Updates

  • Spring: Replace expired supplies
  • Summer: Add heat protection for insulin
  • Fall: Prepare for winter weather challenges
  • Winter: Ensure cold weather clothing is included

Annual Reviews

  • Full kit inventory and replacement
  • Update all documentation
  • Review plan with family members
  • Practice evacuation routes

Getting Help and Support

You don’t have to prepare alone. Many resources are available:

Local Resources:

  • Area Agency on Aging emergency programs
  • Red Cross diabetes emergency training
  • Local diabetes support groups
  • Senior center preparedness workshops

Online Tools:

  • Medicare.gov emergency preparedness guides
  • American Diabetes Association emergency resources
  • FEMA emergency planning for seniors
  • State-specific emergency management websites

Taking Action Today

Don’t wait for an emergency to start preparing. Here’s your action checklist:

✅ Start gathering supplies this week
✅ Talk to your doctor about emergency prescriptions
✅ Contact Medicare about coverage for backup supplies
✅ Create your document folder
✅ Share your plan with family members
✅ Set calendar reminders for kit maintenance

Final Thoughts

Emergency preparedness might feel overwhelming, but taking it step by step makes it manageable. Remember, the goal isn’t perfection – it’s having a plan that gives you confidence and security during uncertain times.

Your diabetes doesn’t take a break during emergencies, so your preparation shouldn’t either. By creating a comprehensive emergency kit, understanding your Medicare benefits, and maintaining a clear action plan, you’re taking control of your health and safety.

Stay prepared, stay safe, and remember that a little planning today can make a world of difference tomorrow.


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